Encino Bankruptcy Lawyers

Representing creditors and debtors in bankruptcy and insolvency matters
The Law Offices of Daniel B. Spitzer in Encino, California, represents both debtors and creditors in bankruptcy and insolvency matters.

Helping creditors achieve their goals
When a bankruptcy is filed, creditors are faced with a variety of issues, some of which require immediate handling. An agreement to permit use of cash collateral often gives a secured creditor significant leverage in determining the future course of the debtor’s estate. Landlords need to have administrative rent paid or premises returned. Mortgage lenders need to insure that their security will not be imperilled during bankruptcy proceedings. Motions for relief from stay need to be filed and adequate protection orders put in place. Claims need to be analyzed and filed. Potential liability of a creditor to a bankruptcy estate based on preferential payments must be analyzed. Nondischargeability claims or objections to discharge must be analyzed and timely filed. All of these issues require a knowledgeable, guiding hand. With experience representing creditors in such matters since 1985, Daniel B. Spitzer will help you to maximize your leverage and enhance your position as a creditor in bankruptcy and insolvency matters.

Helping debtors find debt relief
When mounting debt begins to feel unmanageable, bankruptcy can provide relief. The Law Offices of Daniel B. Spitzer offers free consultations to determine whether filing for bankruptcy is the most effective way for you to take control of your debt. Bankruptcy is not your only option for managing extensive debt. Daniel B. Spitzer is an experienced negotiator who routinely works with creditors to develop out-of-court solutions that avoid bankruptcy.

Daniel B. Spitzer has been assisting people and businesses with overwhelming debts since he began practicing law in 1985. He will work with you to analyze your financial situation to determine the best possible option to advance your immediate and long-term financial goals. He reviews your debts, income and expenses and explains the full effects of bankruptcy on your family, business, homeownership and access to credit. If bankruptcy is the right choice, he can provide detailed information about the bankruptcy process and a complete picture of the outcome you should expect. The approach of the firm is based on planning, sometimes long-term planning, to achieve our clients’ financial goals and avoid insolvency.

When bankruptcy is inevitable, you have options
Chapter 7 bankruptcy
Chapter 7 bankruptcy is available to individuals and businesses looking to quickly and simply resolve your debts. Provided you pass the court’s means test, Chapter 7 bankruptcy grants you relief from debts through the liquidation of your assets. Because many household and personal items are exempt, you can make a fresh start with limited disruption to your life.

Chapter 11 bankruptcy
For corporations, partnerships and sole proprietorships, Chapter 11 bankruptcy permits your business to continue operating while you pay creditors under a reorganization plan.

Chapter 13 bankruptcy
An option for families facing foreclosure or for those with higher incomes, Chapter 13 bankruptcy permits you to pay off debts under a court-ordered installment plan extending three to five years. This option provides numerous advantages, including the possibility of keeping your home.

Contact an experienced bankruptcy attorney in California
Call Daniel B. Spitzer at 818-990-9700 or contact him online to schedule your bankruptcy consultation.

The Law Offices of Daniel B. Spitzer serves clients in Los Angeles and throughout Ventura County.